acheiving Your best retirement just got easier.
Let’s be honest, sales-based financial advice just doesn’t work. Advisors are more concerned about their commissions than about you.
If you’re serious about achieving financial independence, you need a different approach – a fee-based, fiduciary approach.
Our proven 3-step process helps you get clear, get savvy, and get on the path toward a financially independent retirement.
is a fee-based plan in your best interests?
Learn how you can work with us
Your investment advice shouldn’t come from a salesperson.
Because what is good for one person could be bad for you.
There’s only ONE way to determine what’s best for YOU.
It isn’t a “product”, it’s a process.
It is a Personalized & Holistic Financial Plan.
And it is All About You.
Don’t Settle For Less
Fee-Based & Fiduciary Retirement Income Planning for Federal Employees
Three Phases of a Better Federal Retirement Plan
Phase 1: What You Have
With a Federal Employee Benefits Analysis we map out your guaranteed income and identify any gaps.
We will stress-test your Thrift Savings Plan and other investments, then create a custom strategy to help manage risk and seek to maximize gains in our TSP Master Plan.
Phase 2: What You Make
Here we take the information from the last phase and build your financial plan. If you saved for retirement, then this is usually a fun process of exploration.
We start by identifying your basic expenses, then re-discover your old “bucket list” of life goals that’ll make retirement enjoyable. Our holistic Results-In-Advance Financial Planning process will give you the green light to have fun.
Phase 3: What the Wealthy Do Differently
WHERE TO START?
It starts with a no obligation Discovery Call.
We don’t work with you unless we know we can help you. Our clients are successful federal employees of all backgrounds and occupations, from nurses to diplomats, to firefighters and postal workers. We have worked with VA, USPS, BLM, BIA, CBPO, USDA, National Guard, USFS, IRS, DOD, DODDS, and SSA employees.
What all of our clients have in common is that they have all saved for retirement, and they believe in planning. Markets go up, and markets go down. A financial plan allows you to take advantage of those good market years, while conserving the assets you need.
We charge a fee to create a financial plan, which allows us to plan with your best-interests in mind.
If you think you’re ready to work with a Certified Financial Fiduciary®, you should schedule a 20-minute strategy session (select a date/time below, at the bottom of this page).
VALDEZ FINANCIAL GROUP, LLC
149 N. STONE AVE., 3RD FLOOR
Tucson, AZ 85701