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Tips for a Better Federal Retirement
At Better Federal Retirement, we’re passionate about helping government workers fully understand and maximize their hard-earned retirement benefits. That’s why ongoing education is a core part of our process.
Featured Insights
These insights are here to help you feel empowered and confident about your financial future. Whether you’re years away from retirement or already there, we’re happy to guide you toward the comfortable lifestyle you deserve.

Fiduciary Rule Reset (as seen on FEDweek)
The Department of Labor’s 2024 fiduciary rule has been vacated—bringing retirement advice standards back to a framework where …

Retiring With a TSP Loan? A Simple Decision Framework to Avoid Costly Mistakes
Better Federal Retirement™ • Planning for affluent federal employees who want more freedom, clarity, and control. Retiring With …

What is a Safe Withdrawal Rate? Depends on Where Your Money Is Held (as featured on FedSmith)
The “4% rule” is one of the most widely cited guidelines in retirement planning—but it’s often misunderstood, especially …

Why Standard Social Security Optimization Fails Feds (as featured on FEDweek)
Many Social Security strategies focus on one goal: getting the highest possible benefit. But for federal employees, that …
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Suggested sorting topics: federal benefits, social security, tax-efficient strategies, market updates

Fiduciary Rule Reset (as seen on FEDweek)
The Department of Labor’s 2024 fiduciary rule has been vacated—bringing retirement advice standards back to a framework where …

Retiring With a TSP Loan? A Simple Decision Framework to Avoid Costly Mistakes
Better Federal Retirement™ • Planning for affluent federal employees who want more freedom, clarity, and control. Retiring With …

What is a Safe Withdrawal Rate? Depends on Where Your Money Is Held (as featured on FedSmith)
The “4% rule” is one of the most widely cited guidelines in retirement planning—but it’s often misunderstood, especially …

Why Standard Social Security Optimization Fails Feds (as featured on FEDweek)
Many Social Security strategies focus on one goal: getting the highest possible benefit. But for federal employees, that …

Roth Conversions Within the TSP? Not as Simple as It Sounds (Featured in FedSmith)
Roth conversions are coming to the Thrift Savings Plan—and for many federal employees, that sounds like a clear …

Why Your “Safe” Withdrawal Rate Depends on Taxes
Safe Withdrawal Rates & Taxes for Federal Retirees At Better Federal Retirement, we frequently work with federal retirees …

2025 Delivered for Those Who Stayed in Their Seats
Markets rewarded discipline. Diversification mattered. Long-term investors were paid for patience. Key Takeaways: Stocks delivered strong returns—for the …

The 3 Retirement Income Strategies Every Federal Employee Should Understand (as seen on FEDweek)
For federal employees, retirement planning doesn’t end with saving—it begins with one of the most important questions: how …
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