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Financial Planning, Retirement Planning, Tax Planning

Illustration showing how safe withdrawal rates differ between TSP/IRA, taxable brokerage, and Roth accounts due to taxes.

Why Your “Safe” Withdrawal Rate Depends on Taxes

Safe Withdrawal Rates & Taxes for Federal Retirees At Better Federal Retirement, we frequently work with federal retirees ...

A stylized illustration of a mountain with a climber planting a flag at the peak, showing “Accumulation” slanted upward on the left slope and “Distribution” slanted downward on the right, representing the financial journey from saving for retirement to drawing income.

How Much Can You Spend In Retirement?

The most important question in retirement planning rarely gets asked first. Financial advisors everywhere love to ask: “So… ...

A middle-aged man in a suit reviews an investment statement with concern, surrounded by financial charts showing fluctuating and declining market trends, illustrated in a muted, textured style.

Investing, Tax Planning

Understanding Capital Gains: When and How They Affect Your Taxes

Most of us don’t think much about taxes until it’s time to file — and then we suddenly ...

“Horizontal blue graphic with large white text reading ‘What Is a Fiduciary?’ in a clean, modern font, styled in Better Federal Retirement brand colors.”

What is A Fiduciary Advisor and Why Does It Matter?

Understanding the Value of a Fiduciary in Your Financial Journey What’s a fiduciary? Is every financial advisor a ...