Our Blog
Meet the UMA: A Thrift Upgrade for Federal Employees
For decades, the Thrift Savings Plan has been a workhorse for federal employees. It is low-cost and simple, ...
How Much Can You Spend In Retirement?
The most important question in retirement planning rarely gets asked first. Financial advisors everywhere love to ask: “So… ...
Understanding Capital Gains: When and How They Affect Your Taxes
Most of us don’t think much about taxes until it’s time to file — and then we suddenly ...
Common Investing Mistakes to Avoid in Your Retirement Income Planning
If you’re looking to retire within the next decade, it’s crucial to have a financial plan that’s built ...
Simplicity: The Ultimate Sophistication
“Simplicity is the ultimate sophistication.” – Leonardo da Vinci The Tale of the Wheeled Suitcase Picture travelers in ...
Independent — Not Alone: The Power Behind “Better Federal Retirement”
Many federal employees appreciate that I’m an independent fiduciary advisor — it means my loyalty is to my ...
Mid-Career Financial Planning Decisions You Shouldn’t Ignore
Why some of your most important financial decisions happen long before retirement Most federal employees hire an advisor ...
What Retirees Actually Worry About—And a Smarter Way to Plan for It
When most people think about investment risk, they imagine scary headlines and sudden market drops. But if you’re ...
The Best Plan, is Yours
Client Primacy: Respecting Preference Within Fiduciary Care by Nigel Valdez, CFF®, FRC®Better Federal Retirement — Fiduciary Wealth Management ...
What is A Fiduciary Advisor and Why Does It Matter?
Understanding the Value of a Fiduciary in Your Financial Journey What’s a fiduciary? Is every financial advisor a ...
“Confused at a Higher Level”
Why Informed Decisions Matter in Your Federal Retirement At Better Federal Retirement, one of our core responsibilities ...
Is Your Retirement Strategy Right for You?
Retirement planning can be a complex journey, especially if you’re a federal employee retiree or nearing retirement. There’s ...
