For federal employees, retirement planning doesn’t end with saving—it begins with one of the most important questions: how do you turn your savings into reliable income without running out?

In this FedWeek article, I break down the three core retirement income strategies—Systematic Withdrawals (SWIPs), Flooring, and Bucketing—and explain how each approach balances flexibility, certainty, and long-term sustainability.

Because federal retirees already have built-in income from pensions and Social Security, choosing the right strategy—or combination of strategies—can have a significant impact on both financial outcomes and peace of mind.

Read the full article on FedWeek →